EBU Club Insurance - Renewal - 2012

EBU Club Insurance is due for renewal from the 1 April 2012. We are pleased to announce that the prices remain unchanged from 2011. Insurance premium tax of 6% and Osbornes administration cost of £5.00 are included in the quoted prices.


The Public Liability policy is £58.00 and the Premium insurance policy is £68.60, the All Risks sum has been increased to £4,000 for the basic premium insurance. This year we are also able to offer a tiered schedule, so should you require a higher sum insured for All Risk, Osbornes can now offer this, please see table below.  Should you wish to amend your insurance cover please contact me, Clare Dumbarton clare@ebu.co.uk or 01296 317225.

CATEGORY	ALL RISKS SI	MONEY SI	PL LIMIT	EL COVER	PREMIUM*
Public Liability Only Schedule	N/A	N/A	£5M	N/A	£58.00
Premium Schedule	£4,000	£500	£5M	Yes	£68.60
Tier 2 - Premium Schedule	£8,000	£500	£5M	Yes	£128.60
Tier 3  - Premium Schedule	£12,000	£750	£5M	Yes	£168.00
Tier 4 -  Premium Schedule	£16,000	£750	£5M	Yes	£208.00
Tier 5  - Premium Schedule	£20,000	£750	£5M	Yes	£248.00

*PRO RATA RATE APPLY FROM MAY ONWARDS


IMPORTANT – new information required
This year there is an additional piece of information that needs to be collected from those clubs that have Employers Liability cover.  The new Employers Liability insurance guidelines require that all insurers who provide Employers Liability need to collect the individual PAYE number or Employers Reference Number (ERN) that is allocated to every registered employer.

If you club operates a Pay As You Earn (PAYE) system to collect Income Tax and National Insurance, Osbornes require your PAYE or ERN (Employers Reference Number) number.   Please see linked PAYE document for more information and here is the link to the HMRC website (http://www.hmrc.gov.uk/paye/index.htm).

We would like to take the opportunity to remind you that Osbornes are independent insurance intermediaries and as such act on your behalf when arranging insurance.  As always, should you have the need to claim or have any general insurance queries please contact Osbornes on 01844 213161 or by email george@osbornesins.co.uk

• Draft Policy Full (large PDF)


• Draft Policy Summary


• EBU Policy schedule Tier 1 

• EBU Policy schedule Tier 2 

• EBU Policy schedule Tier 3

• EBU Policy schedule Tier 4

• EBU Policy schedule Tier 5

• Premium Schedule


• Employers Liability Certificate SPECIMEN


• Business Interruption Cover

Club Insurance

After detailed negotiations with our insurance brokers and consultation with the Financial Services Authority, the English Bridge Union is delighted to announce the provision of a new and valuable service for all of our affiliated clubs, whether or not you currently use the insurance services provided by Osbornes.

The Union will provide a group policy for all clubs, regardless of size with an unbeatable package of cover at a very economic price.

For clubs that are interested the facility will be provided with a start date of April 1st, 2009. If you state your intention to proceed with this, all we will need is your club name and the location of where you meet, and the type of policy required. If you require any additional policy details, as described on link below, you will also have to contact Osbornes directly for just those parts.

The EBU will provide suitable documentation to the brokers. That will be the entire administrative requirement for our clubs, other than to pay us in a timely manner to ensure that your coverage is continuous.

We will be able to provide the words of the policy booklet by email in due course, but we do not want to go into the cost of mailing the entire pack, because of cost.
Full details

If you would like to proceed email Karen Durrell. For insurance questions please contact Osbornes directly on 01844 213161.